We offer counseling for:
- Mortgage default
- Pre-purchase/loan analysis
- Budget and money management
- Landlord Tenant Rights
NeighborWorks® of Grays Harbor County's housing counselors are NeighborWorks® of America and HUD certified to perform counseling in all listed counseling areas. Our counseling services are designed to assist homeowners, prospective homebuyers, landlords, and tenants in dealing with housing related issues. There is generally no charge for these services.
NeighborWorks® has recently partnered with eHome America to offer on-line pre-purchase counseling.
Note: Our housing counselors are not attorneys and as such do not offer legal assistance.
Help with budgeting, financial review and lender negotiation to help keep you from defaulting on your mortgage.
If you want to purchase a home, we will help you by exploring all available financing options. A review of your personal finances will determine your repayment ability and how much you can afford to pay for a home.
Assistance if you can no longer maintain your mortgage payments and want to protect your credit by selling your home (sometimes for less than owed) before a foreclosure becomes final.
Help in finding ways to clean up your credit including negotiation with your creditors to settle account balances or reduce interest rates. Help in budgeting to put you on the way to homeownership.
Help to understand your rights and responsibilities as a tenant or landlord according to the Landlord/Tenant Act of Washington State. Our counselors can also assist in requesting repairs and non-binding negotiating disputes between tenants and landlords.